Savings Using On-line Grocery Store Coupons at a Remodeled Green Hills Kroger.

Bonney waited at the door, patiently, a cloth shopping bag under her arm, her purse hanging from her arm. Her hand holding a shopping list along with on-line coupons, which she printed from the Kroger Web site. She squeezed by as I locked the door and followed, we were on our way to the newly remodeled Green Hills Kroger, we planned to shop, at the same time inspecting this newly remodeled store.  Kroger spent $4 million on the project. They have put in many new departments and added a  variety of ethnic and speciality foods.

We were pleasantly surprised and will shop at the Green Hills Kroger more often. This store may be well worth a visit for it’s variety and selection.

Publix, Teeter, and Kroger all have on-line coupon plans.

Retail websites are emerging as the go-to destination for digital coupon downloads. Over 80% of all digital coupons are downloaded from retailer websites (the rest are from consumer destination sites like AOL Shortcuts, Cellfire, or P&G eSAVER). Many of these coupon sites require registering for a Username and Password in order to sign in. Publix simply allows us to select and print coupons with no special sign in requirement.

You may want to visit using the Links below….

Click for Publix Coupons…….

Sample of Printed Coupons

Click below for Harris Teeter Coupons(Requires VIC card to register)…….

Click below for Kroger Coupons(Requires Kroger Plus Shoppers Card to register)……….

We save even more by buying during Senior discount days.

Cloister Homes Sales History – Last 12 months 2011

Many neighbors have asked for more information about Sales prices. Here it is…..

Sales History for Cloister Sales Over the last 12 Months

Most Cloister units have sold at below appraised value during the last year. Transaction records with a zero sales price are not included.

Sales Price Street Appraised Value Sales Price-Appraisal








































































Sold at Appraised













Three things can influence selling prices……

  1. Was the home owned as Leased property or  Fee Simple property?
  2. Was the home in “Move right in” condition.
  3. Did the home have major inside improvements and appliance upgrades?
Project Avg. Cost Resale Value % Cost Recouped
Replace front entry door with steel door $1,248 $1,217 98
Vinyl siding replacement $10,908 $8,920 81
Fiber cement siding replacement $13,497 $10,710 79
Foam-backed siding replacement $13,369 $10,489 79
Vinyl replacement windows $11,408 $8,766 77
Wood replacement windows $12,410 $9,248 75
Attic bedroom addition $53,780 $39,292 73
Minor kitchen remodel $22,130 $15,973 72
Bathroom remodel $17,383 $11,817 68
Major kitchen remodel $59,905 $39,860 67
Basement remodel $67,455 $41,127 61
Master suite addition $111,857 $67,612 60
Deck addition (composite) $39,270 $22,584 58
Sunroom addition $76,580 $38,661 51

Some of the projects above do not apply to Cloister Condo properties. Others will require Variance approval. To see sample of Cloister variance request see the official Cloister at St Henry website. Contact David Floyd and Assoc., the Cloister Property Manager, for information about the Cloister website they maintain.

Before and After Bath Remodel

The costs recouped on a remodeling project depend on a variety of factors including the condition of the rest of the house, the value of similar homes nearby, and the rate at which property values are changing in the surrounding area. If resale value is a factor in your decision to remodel, consult with a local remodeler about construction costs and look closely at the comps and market conditions in your area. Did the home have major inside improvements and appliance upgrades?

Only three units were sold in Rochford Construction’s Ashley Green in Bellevue over the last 15 months:






















I have counted only properties where a selling price was recorded. There have been no sales in Ashley Green during the last 10 months since May, 2011.

A True Experience…..I Had Fallen and I Couldn’t Get Up!

Several days ago as we were driving off the Cloister property we drove by a Fire Truck in front of a neighbor’s home on the next block. It couldn’t be very serious because one of the Firemen was still sitting in the driver’s seat of the truck. I stopped alongside and called to the fireman through his open truck window. “I bet that you come here a lot”.

He looked down, and smiled, “I’ve been here so many times that I could drive to The Cloister with my eyes shut.”

Months ago I had come home after Knee Replacement Surgery. I had started to use crutches allowing me greater mobility around the house after weeks on a walker. Bonney had gone shopping and I was “Home Alone”. I wanted a soft drink and they were in the garage in a carton on the floor.

I went to the garage, and leaned on a trash can as I bent down to grab a Coke.  The trash can was on wheels and rolled out under my weight. In a fraction of a second I fell forward on to my knees, chest, and face. Blood began flowing out of my head, nose, and mouth into an expanding pool of blood.

I thought, “My God! Have I dislocated either of my artificial hips or damaged my new knee?”  I laid there bleeding as I moved each lower limb and checked that I hadn’t broken a wrist or arm. As the blood pored from my face into my eyes and onto the floor my limbs seemed OK. I told myself, “I better do something or else Bonney will find me dead in a giant pool of blood.”

The problem! I could not get up. My knees hurt so much I could not lift myself onto my knees. I tried to lift myself using the small chest freezer but my bloody hands kept on slipping on the surface of the freezer top. The freezer top and sides were now streaked with blood.

I realized I needed to get into the house where I could lift myself onto a couch or bed. I turned onto my back and began sliding, pushing with my feet, across the garage floor , over the doorjam, and into the great room to the couch.  A bloody trail followed me and I kept wiping the blood from my eyes.  I pulled one of the cushions from the couch to the floor. I could now pull myself up to the open area where the cushion usually sat as I cushioned my knees. I finally was able to sit on the couch.

Not much blood came from my head or mouth but blood was poring from my nose. I tore pieces of my shirt to stuff into my nostrils to stem the bleeding and began wiping the blood from the rest of my face, eyes, head and body. “It think I am going to live!”

Many of us at The Cloister have experienced falls.

A summary of 12 studies cites the following most common reasons for falls. The effect of drugs on the elderly, and the difficulties surrounding medication compliance, are also believed to be the root cause for many of falls incidents.

  • 55% of all falls take place inside the home.
  • More than three-quarters take place either inside or in close proximity to the home, where a medical alert system can be of immediate assistance.
  • More fall injuries are caused by falls on the same level (vs. stairs) and from a standing highlight, i.e. tripping while walking.
  • About one third of the elder population over the age of 65 falls each year, and the risk of falls increases proportionately with age. At 80 years, over half of seniors fall annually.
  • As alarming as they are, these documented statistics fall short of the actual number since many incidents are unreported by seniors and unrecognized by family members or caregivers.
  • Frequent falling. Those who fall are two to three times more likely to fall again.
  • About half (53%) of the older adults who are discharged for fall-related hip fractures will experience another fall with in six months.
  • Falls are the leading cause of death due to injury among the elderly 87% of all fractures in the elderly are due to falls.
  • Falls account for 25% of all hospital admissions, and 40% of all nursing home admissions 40% of those admitted do not return to independent living; 25% die within a year.
  • Many falls do not result in injuries, yet a large percentage of non-injured fallers (47%) cannot get up without assistance.
  • For the elderly who fall and are unable to get up on their own, the period of time spent immobile often affects their health outcome. Muscle cell breakdown starts to occur within 30-60 minutes of compression due to falling. Dehydration, pressure sores, hypothermia, and pneumonia are other complications that may result.
  • Getting help after an immobilizing fall improves the chance of survival by 80% and increases the likelihood of a return to independent living.
  • Up to 40% of people who have a stroke have a serious fall within the next year.
  • 20% to 30% of seniors fear falling.
  • 90% percent of falls that do not result in injury can still have a detrimental impact on health and well-being. 30-50% of elders report that fear of another fall results in loss of confidence and self-imposed restriction of activities, thereby increasing the risk of falls.

Recovering From a Fall

Here is a short video on “How to Get Up After a Fall”:


I am much more careful when I lean on something for support.

An Invitation to Cloister Neighbors

During the last 9 months I made 39 individual Blog entries to Cloister Living. I have other Blogs which I manage but Cloister Living is very special. This Blog will always be cheerful and upbeat and I try to make each entry useful to my Cloister  neighbors.  Numerous  personal e-mails express appreciation for my efforts and make helpful suggestions about recent posts and possible future subjects. Several people have added comments in the Comment section of one of my posts. A few have added comments anonymously.

My wife Bonney and I have discussed the fact that 7 of over 70 readers have commented in the Comment area and no one except me has rated a blog entry. Sometimes I will give myself five stars. (If I don’t say that a work of mine is good, who else would?)

Bonney and I have concluded that most people are like she and I. We LURK….we will visit web sites but most of the time we simply read the material and don’t usually add a comment, rating or contribution.

In most cases, making a comment is difficult. Many websites want us to register and provide a UserName and Password. I have done so in some instances but usually I avoid such actions.

My Blog is different. No one must identify themselves or provide an e-mail address unless they want to be a Subscriber to the Cloister Living blog. A subscriber will get a notice by e-mail everytime a new entry is posted. Cloister Living Blog invites you to participate if you wish. You can talk to me or your neighbors three different ways.

  1. Rate a Posting by selecting a rating between one and five stars or in some cases “Thumbs Up or Thumbs Down” . The “Star Rating” and “Thumbs Up and Thumbs Down” sit in the upper left hand corner of an entry.
  2. Add a comment. The Comment feature is available at the bottom of each Post. The Commenter can either identify him/her self or remain anonymous. The Comment area is at the bottom of each post. (If desired, anonymity is total, no one knows the identity of the Commenter except that  person)
  3. Contribute an entry to the blog. If you have written something that you feel is of value to our neighbors, send it to me by e-mail. I will post it as a blog entry and set you up as a Contributor.

Do a little experiment and go to the top of this page and click on one of the stars in the “Star Rating” area in the upper left hand side of this page. It’s easy!

Hopefully, some of our Cloister neighbors can share their personal experiences which might be helpful to the rest of Cloister Living visitors and residents…..

More Senior Discounts

I. Restaurants ~ Senior Dining Deals and Discounts for Senior Citizens 50+, 55+, 60+, 65+.

Denny’s has 10% off. They will make it 20% off if you are an AARP member. Age 55+.

Burger King has a 10% discount for ages 60+, also Sr Drink Prices

Wendy’s is 10% off for ages 55+, also Sr Drink Prices

Subway is 10% off for ages 60+.

IHOP is 10% off for ages 55+.

Jack in the Box has a 20% beverage discount for seniors age 55 and over. [Updated January 2012 (Thank you, Mark.)]

Arby’s is 10% off for ages 55+.

Chili is 10% off for ages 55+.

Applebee’s gives a 15% discount to seniors age 60 and over who have the Applebee’s Golden Apple Card.

Taco Bell is 5% off and free beverages for ages 65 and over.

KFC will give you a free small drink if you are 55+.

McDonald’s has daily discounts on coffee for the 55+ crowd.

Chick-fil-A locations offer a 10% discount or a free drink with purchase.