It has taken a long time but I have learned three important Rules for Life Decisions….
- Don’t take a decision without doing some fact finding.
- If a decision is important, sleep on it before taking any action.
- If there may be major consequences to a decision, obtain advice from someone who has seen hundreds of people in similar situations.
These rules have worked very well for Bonney and me. There are certain events in life that may be stressful, seriously change our lives and sometimes require critical decisions that have major consequences. They include:
|Life event||Life change units|
|Death of a spouse||100|
|Death of a close family member||63|
|Personal injury or illness||53|
|Change in health of family member||44|
|Change in financial state||38|
|Death of a close friend||37|
|Foreclosure of mortgage or loan||30|
|Spouse starts or stops work||26|
|Change in living conditions||25|
|Revision of personal habits||24|
|Change in residence||20|
|Change in social activities||18|
Sometimes we are faced by more than one event simultaneously and each one can add to stress and major life changes. Bonney and I have experienced a number of these events.
For several years I have been receiving e-mail Newsletters from Tim Takacs called Elder Law FAX. Tim has decided that he will discontinue his monthly e-mail newsletter and use a Blog Website similar to my Cloister Living Blog you are now reading. His notice invited a visit to his website and blog located at www.tn-elderlaw.com/Home and www.ElderLawEducation.com.
After visiting his website Bonney and I have decided to meet with Tim Takacs to determine if his firm can make some useful suggestions on getting the maximun benefit from various resources that may be available to us. He uses the diagram below to explain how they might help with our planning and possible actions.