Kroger offers a 10 cent per gallon discount with every hundred points earned by purchases at a Kroger Food store or at a Kroger pharmacy. The discount program is good at both Kroger and Shell stations but I have never bought at a Shell Station. As many as 1,000 points can be redeemed for up to $1 off per gallon at Kroger Fuel Centers. We could never spend $1000 in one month at Kroger to earn $1.00 per gallon discount but we have accumulated as many as 300 points combined food and prescriptions.
100 points = 10 cents off per gallon of fuel for 1 fillup.
200 points = 20 cents off per gallon of fuel for 1 fillup.
1,000 points = $1 off per gallon of fuel for 1 fillup.
Since we have two cars, Bonney and I drive both cars to the station and she pulls in one side of the pump and I pull in to the other side. One of us fills up and hands the nozzle to the other and we fill the tank of the second car. Sometimes that will total as much as 30 gallons of gasoline. Using the Mastercard we have saved as much as $12 on one visit to the station.
We go to Costco if we don’t have enough Kroger points accumulated. Costco usually has better pump prices than Kroger and I receive an additional 5% discount credit using a USAA American Express debit card. At $3.75 per gallon, that’s a 19 cent per gallon discount. But that requires both the Costco and USAA AMEX cards. The Costco AMEX card gives only a 3% discount credit vs the 5% USAA card.